February 14, 2009
- Where can you find a reputable debt reduction program?
Belle asked: I don’t want a debt consolidation or home equity.Norman
February 7, 2009
- What is the best debt consolidation/reduction company?
Mari E asked: I have researched and found all the negative things about these companies. But I need to know if anyone has had a positive experience, and which company it was with.
Don’t bother to post any warnings or advice about not using these companies.Mary
February 6, 2009
- If you use a place like Debt Reduction Services, can you still apply for a loan at a bank?
*ladybug* asked: I know that you are not allowed to use any credit cards or if you get any your membership is cancelled…but does that apply to loans?
The loan is to assist me in paying off 2 medical bills that went to collections…its not for personal use! It would be easier to pay them [...]
January 31, 2009
- Debt reduction services good or bad?
ANTM asked: I was talking w/a woman with a debt reduction company and she calculated my debts and pay offs and interest rates I’m paying now and states w/that company I could have my debts paid off in about half the time w/a much lower interest rate than what I’m paying now w/one monthly payment. [...]
January 8, 2009
- What is the best budgeting or debt reduction tool?
onehundredproofer asked: Has anybody had experience with an at home tool that has really helped? I already have my credit cards in a debt consolidation program, but I need to figure out a successful home budget that is easy to stick to - you know, just like a diet ha ha Lester
December 26, 2008
- Know of a good debt reduction calculator?
Brandie asked: One that will give you a print out on how and what to pay on numerous cards/loans. Thanks in advance.Jacob
December 16, 2008
- More debt than income qualify for debt reduction service?
cuppacoffee asked: The only option we dont want to do that but is bankruptcy the only option we can use to get those bills paid off instead thanks in advance.
Joshua
November 30, 2008
- Working Towards Credit Card Debt Reduction
Tony Mancini asked: Any effective plan for credit card debt reduction will include several key points such as those listed below:o Finding the best interest rateo Reviewing terms, penalties and fees policies on an accounto Terminating credit card accounts with companies charging the highest rates of interest firsto Paying off but not closing department or [...]
November 28, 2008
- how much will a debt reduction program lower my credit score,and is it a good idea to use one?
anthony_fair asked: around 30000 in credit card debt, however i am current on all my billsArlene
October 31, 2008
- Have you ever used a debt reduction company, and how much did it hurt your credit score?
jsjproject asked: How long before your credit score became good again?Clifford
October 30, 2008
- debt reduction programs?
medotech asked: I am crushing with credit card debt and I am looking at working with a debt reduction program.You can see the adds on TV all the time on how they could negotiate a lower payment to help you get rid of your debt.I am looking at a number of programs but I am [...]
October 18, 2008
- Can Debt Reduction Software Help You Get Out of Debt?
A.C. West asked: Can debt reduction software help you get out of debt? You bet it can! With so many millions of people struggling to just make ends meet, paying off credit card balances may only seem like a fantasy. Although there are many ways to accomplish this goal, a debt reduction software program can [...]
October 12, 2008
- Which Debt Reduction Program is Right You?
A.C. West asked: Debt reduction programs can be a great help in assisting you with paying off your debts. There are several ways to make a program to reduce your debt. The three top ways are to make a program on your own, use a company or use a software program. To get an idea [...]
September 17, 2008
- Debt reduction plan interest rate question?
Schleppy asked: I am trying to set up a debt reduction plan where I pay off the account with the highest interest rate first, then move to the next highest, etc. My question is, which interest rate on my credit card statement do I use for this prioritization? There’s an Annual Percentage Rate and an [...]
September 15, 2008
- Got caught in a bad real estate deal. I am getting out but need a debt reduction strategy. What debt should?
Tireless asked: I pay off first? I have a credit card with $20K on it that is 0% for a year. I have a car payment at 9.15% for 15K. I have a $7,000.00 student loan which is annnoying me at 6.9. Thoughts?Karen
September 4, 2008
- How can debt reduction programs get credit card companies to let you pay a portion of your money back and it?
mom digging out asked: not affect you?Travis
- 2 Simple Steps for Easy Credit Card Debt Reduction
A.C. West asked: Getting into debt is so easy but getting out of it, well… that’s another story. Credit card debt reduction can and, more importantly, will happen with planning and discipline in the way you spend money.Credit card debt reduction starts with reducing the amount your spend and add to your card balance. So, [...]
August 12, 2008
- Who is the best most efficient Debt Reduction Service or Debt Counselor? Are they really helpful or hurtful ?
razorcut44 asked: For good examples of help reduce credit card debt looking for good examples of help reduce credit card debt looking for good examples of help reduce credit card debt looking for good examples of help reduce credit card debt looking for good examples of help reduce credit card.
Joann
August 5, 2008
- Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?
redheadedstepchild asked: Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?
I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still [...]
July 24, 2008
- Credit Card Debt Reduction Plans?
Steve A asked: I unfortunately am one of many who has too much credit card debt and due to some past glitches, my interest rates are high. I pay my bills and try to pay as much as I can but can’t seem to put a dent in the load. I keep hearing on radio [...]